Category: Property Insurance

The following question was asked of one of the LMI team who intern asked me to address it. Hi, Sorry –  another tech question.  Could you advise why the Steadfast Wording requires a sub-limit for Unabandoned Undamaged Portion of a Building.  Per the wording, the increase in sale value is regarded as salvage value taken […]

What Cover does Land Liability Insurance Provide? Land Liability Insurance or Landowners Insurance covers a wide range of land uses including Insurance for farm land, car parks, development sites, fields, moorland, residents land, rough country, undeveloped pasture, woodland, vacant land, private roads, resident’s roads and self-build sites. At Property Insurance Centre we cover a wide […]

It is common practice for insurance attorneys to send document requests to the insurance company during the initial phases of client representation. Last week, our office sent a document request to a nationally known insurance company, including a request for a certified copy of the policy. The seasoned handling adjuster, whose email signature indicated he […]

When it comes to protecting your home, hazard insurance plays a crucial role. Many people, however, do not fully understand how it protects your home, the exceptions or pitfalls to watch out for, and how to properly review your coverages. That means when something goes wrong, or you’re confused about your coverage after a loss, […]

This post is part of a series sponsored by IAT Insurance Group. The construction industry faces a new set of challenges each year, and 2024 is no exception. Although 2023 saw a 19.7% surge[1] in spending for nonresidential buildings, many experts believe that construction spending will slow in 2024.[2] This is largely attributable to fewer […]

Beware of allegation of breach of copyright Earlier this week LMI received a contact us message from our website claiming that a photograph or photographs on our website were subject to copywrite. LMI have a strict rule around the publishing of photographs and we only use photos one of our team took, a customer or […]

Maintenance is something to think about throughout the year for any property owner. Only by keeping your home in a good state of repair can you get optimum enjoyment from it and maximise its capital value. Regular home maintenance also allows you to spot or get on top of any problems before they potentially become […]