Bodily and Emotional Restoration Following Catastrophe Takes Time
An older article printed within the aftermath of Hurricane Katrina, Mall pulls plug on hurricane-inspired Christmas show,1 jogged my memory to mirror on the plight of policyholders who’re nonetheless affected by a disaster. At the moment of 12 months when “goodwill to all” is essential, most of the individuals we are attempting to assist are nonetheless struggling […]
A Christmas Miracle: State Farm Reads the Weblog and Pays the Declare!
In a heartwarming flip of occasions that would solely be described as a Christmas miracle, somebody at State Farm has undoubtedly secured their spot on Santa’s “good checklist.” This festive season introduced an surprising however joyous shock for a State Farm policyholder who had been going through challenges along with his insurance coverage declare. In […]
Defining Floor Waters: United Policyholders Argues {That a} Flood Does Not Occur on a Roof
Amy Bach and Chip Merlin United Policyholders filed an amicus temporary within the case famous within the publish, “Can a Flood Occur on the High of a 10-Story Roof? What Is Floor Water?” United Policyholders argued the next level: The Massachusetts Supreme Judicial Court docket has outlined ‘floor waters’ as waters ‘that lie or stream […]
Can a Flood Occur on the Prime of a 10-Story Roof? What Is Floor Water?
Think about this hypothetical dialog: Consumer: “Mr. Merlin, it was like Noah’s Ark in our front room! We have been flooded out. Our home equipment, garments, beds, sofas – all the things become a soggy mess. And guess what? The insurance coverage firm is taking part in conceal and search with our cash.” Chip: “That […]
Watch out for Storm Chasers – Prof. Allan Manning’s Weblog
I’ve written on this topic earlier than however clearly increasingly builders and others are leaping on the band wagon. The standard technique is to supply a ‘free’ inspection of the property and in the event that they discover harm following a storm, hail occasion, hearth, or flood, they may lodge the declare for the Insured. […]
Public Adjusters Want To Increase The Bar For Admission If They Need To Be Seen As Professionals
Brian Goodman is the Normal Counsel for the Nationwide Affiliation of Public Insurance coverage Adjusters (NAPIA.) On the First Celebration Claims Convention, he and Steve Badger debated on quite a lot of matters. One matter involved the professionalism of public adjusters and the convenience of acquiring a public adjusting license. Goodman and Badger agreed that […]
Insurance coverage Arbitration in Louisiana—Choose Cain Guidelines That American Insurers Can not Compel Arbitration
Charles Cicero, Harrece Gassery, and Lucas Morehouse Within the realm of property insurance coverage regulation, the selections of Louisiana Federal District Courtroom Choose James Cain are pivotal, significantly given his present docket brimming with hurricane-related instances. His judgments are poised to considerably affect the panorama of Louisiana property insurance coverage regulation for the foreseeable future. […]