How the OHAO Decides all MichiganLicense Restoration Cases
The Michigan agency that handles all driver’s license restoration and clearance appeals is called the “Office of Hearings and Administrative Oversight,” or OHAO., for short. It is a sub-division of the Michigan Secretary of State that oversees every part of the license reinstatement appeal process. The acronym “OHAO” is just the latest designation for a […]
Russian APT ‘Winter Vivern’ Targets European Governments, Military
The Russia-aligned threat group known as Winter Vivern was discovered exploiting cross-site scripting (XSS) vulnerabilities in Roundcube webmail servers across Europe in October — and now its victims are coming to light. The group mainly targeted government, military, and national infrastructure in Georgia, Poland, and Ukraine, according to Recorded Future’s Insikt Group report on the […]
Spot Bitcoin ETFs reach $37B in AUM, roughly one-third of gold ETF assets
US-based spot Bitcoin ETFs have accumulated close to $37 billion in assets under management (AUM) within the first 25 days of trading, according to market data. Incidentally, the total AUM of Bitcoin ETFs is a sizeable fraction of the overall AUM of gold ETFs, according to data shared by Bitcoin Archive. Bitcoin ETF and gold […]
CHIR Welcomes Two New Faculty Members, Stacey Pogue and Kennah Watts
We are delighted to welcome two new faculty members: Stacey Pogue and Kennah Watts. Stacey Pogue, Senior Research Fellow Stacey Pogue is a Senior Research Fellow at CHIR. Her current research is focused on behavioral health care access, implementation of the Affordable Care Act, and health care cost containment policies. Prior to joining the Georgetown […]
News Roundup – North Carolina Criminal Law
A man convicted for a 2015 killing in New York has been released and his indictment has been dismissed solely because he was held at the wrong prison. Terrence Lewis was serving a sentence of 22 years to life for second-degree murder in a maximum-security prison. In a February 5 decision, Judge Stephen Miller wrote […]
Arizona Insurance Appraisal—Can Costs Be Determined Before Causation?
Arizona cases indicate that causation cannot be determined in an appraisal. But can an appraisal go forward to determine the costs of the hypothetical covered damage? It would seem like a huge waste of time since the causation issue will have to be litigated. But, a federal court was faced with this issue.1 The court […]
Should Independent and Public Adjusting Firms Be Subject to Market Conduct Studies?
Is there any downside to departments of insurance making independent and public adjusting firms subject to market conduct studies? While market conduct studies, also called market conduct examinations, are common regarding insurance companies, why shouldn’t there be regular market conduct studies of the adjusting organizations? From the policyholder’s perspective, I would hope that it would […]